Funeral Preplanning Checklist
In "Pre-Paid Funeral Contracts", Bill Schuette, currently Michigan's Attorney General, provides consumers with a set of 10 empowering questions to ask when preplanning a funeral (see complete source citation below):
1. Exactly what are you are paying for, and exactly who will provide the services and merchandise you plan to purchase? (All these details must be listed in the funeral pre-need contract.)
2. Are you dealing with a licensed funeral director, or registered and credentialed insurance broker? Michigan permits individuals to sell funeral goods and services on a pre-arranged basis, but only if he or she is registered as a seller with the State of Michigan, and receives a stated level of certification.
3. If you choose to pre-fund your funeral expenses with a trust or escrow account, be sure to ask "what will be done with the interest earned?"
4. Is your funeral pre-arrangement plan transferable and refundable without a penalty?
5. Can you cancel your funeral preneed contract? (Will you be financially penalized for the decision to cancel?)
6. If you opt to purchase funeral insurance, ask for all details regarding the insurance company issuing the policy. ("How many years have they been in business?")
We whole-heartedly agree with the Attorney General when he advises consumers to "check-in" with their feelings throughout the funeral preplanning conference. He suggests you ask yourself (and anyone who accompanies you) if you feel hurried or otherwise pressured to finalize your funeral preneed arrangements.
If you feel like you are being pressured, please share your concerns with our staff. We can slow the prearrangement process down. We want to complete the process when you are comfortable to do so.
What's the Next Step?
Please contact one of our funeral homes to begin the funeral preplanning discussion.